Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177228 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177230)

Excellent payment option with full protection

Very efficient and problems with retailers have been sorted immediately. Would trust PayPal and the sort when you don’t get your goods Reviewed on: 7th July 2026

I have been using PayPal for years and i find it eas...

I have been using PayPal for years and i find it easy and safe to use. Thanks Reviewed on: 7th July 2026

Reliable and Convenient Service

I have been using PayPal since 2020, and my overall experience has been very positive. I find PayPal easy to use, convenient, and secure for making online payments and managing purchases. PayPal Credit has also been helpful when I need flexibility with larger purchases, allowing me to spread the cost and manage my payments more easily. The app is straightforward to navigate, and I can easily keep track of my transactions and payments. Overall, I am satisfied with the service and would recommend PayPal to others. Reviewed on: 7th July 2026

I never give the Max because it can encourage apathy...

I never give the Max because it can encourage apathy and I feel people need to be encouraged to do better. However the service is very good and if you need actual chat with a person it is very professional. The staff listen and give genuine factual answers. It is easy to purchase items with PayPal credit if already set up Reviewed on: 7th July 2026

Quick, easy to set up and no interest !

I have used credit on several occasions, very easy to set up and to monitor money owed and no interest !! Reviewed on: 7th July 2026

I have found trying to access customer service quite...

I have found trying to access customer service quite tricky. Also, revoking the pay in 3 facility without notice is crazy. If someone is using it too much then you need to tell them you're removing it and how long for. Reviewed on: 7th July 2026

PayPal customer services are fantastic I had to phon...

PayPal customer services are fantastic I had to phone to sort out a late payment as I’d been on holiday and my payment hadn’t gone through the young man I spoke to couldn’t have been more helpful. Reviewed on: 7th July 2026

Very easy to use online paypal.

Very easy to use online paypal. Statements are excellent to understand to keep an update on your spend. The extra points you received towards items is good Reviewed on: 7th July 2026

Extremely user friendly

Paypal is so easy to use and PayPal credit gives you the option to pay off over time which is really helpful. I would definitely recommend it. Reviewed on: 7th July 2026

Just really easy to use.

Just really easy to use. No hassle no bug forms to fill in. Spreading the cost of purchases eaaily Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.71 from 3847 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98492 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub