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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177216 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177218)

Very helpful

Very helpful, always willing to help solve any issues when stuck with anything. Customer service is the best I have dealt with by a long stretch as very flexible. Only negative is how long it takes a payment to clear even if payment made by debit card. Reviewed on: 7th July 2026

Paypal provide an excellent service

Paypal provide an excellent service Reviewed on: 7th July 2026

Choices of payment.

Paypal almost always has a payment method i can use. Its really helpful because I can't always afford to pay full price on the day and being able to have options especially the pay over 3 months it really great because even a large amount is achievable. Reviewed on: 7th July 2026

Helps me budget my finances.

Helps me budget my finances. Enabling to use credit when i need to sensibly. Reviewed on: 7th July 2026

I love the pay in 3 options at no charge I also use...

I love the pay in 3 options at no charge I also used 1000 buy now pay later option. Reviewed on: 7th July 2026

Paypal is so easy and convenient to use.

Paypal is so easy and convenient to use. It is also very secure. Reviewed on: 7th July 2026

Good overall performance and value

Good overall performance and value Reviewed on: 7th July 2026

A reliable secure of paying for shopping online

A reliable secure and hassle free way of securing credit and to pay for purchases safely and securely Reviewed on: 7th July 2026

Have used PayPal for over 10 years

Have used PayPal for over 10 years have had no problems , easy to use , would recommend Reviewed on: 7th July 2026

Very easy to use, responsive application.

Very easy to use, responsive application. I have had no issues with it at all. There's nothing I would really change about it. Great app, and very secure. Reviewed on: 7th July 2026

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