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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177213)

I have a credit with PayPal since before Covid, very...

5
I have a credit with PayPal since before Covid, very easy to take and manage,I had 3 months relief during Covid, no pressure on returning more money than minimum pay monthly, great and easy to use! Reviewed on: 7th July 2026

PayPal Credit

5
Quick,easy and reliable. Benefits PayPal allows you to pay over time but within your limits. Reviewed on: 7th July 2026

Very good service never had any problems with paypal...

5
Very good service never had any problems with paypal would highly recommend for people to use very trustworthy company Reviewed on: 7th July 2026

Always there when needed, easy to set up, great cust...

5
Always there when needed, easy to set up, great customer service Reviewed on: 7th July 2026

I've used PayPal Credit several times and it's alway...

5
I've used PayPal Credit several times and it's always been a great experience :) Reviewed on: 7th July 2026

PayPal is one of the few companies I have never had...

5
PayPal is one of the few companies I have never had an issue when it came to help or advice with a situation so will continue to use. Customer service is always prompt and efficient with a friendly manner and it has never been too much trouble. Reviewed on: 7th July 2026

Easy to use.

5
Great service easy to set up, I've had no issues so far. Reviewed on: 7th July 2026

MyPal in my wallet

5
Paypal ist like a loyal dog always there whenever it is needed. Offering different ways to receive and pay for any transaction. Thus making transactions go smoothly or flawless. Reviewed on: 7th July 2026

PayPal - the flexible option

5
There are so many different ways to use PayPal which I don’t get from other providers Reviewed on: 7th July 2026

Great experience in using paypal credit.

5
Great experience in using paypal credit. Very easy to use and meets my needs as I think it would for most customers Reviewed on: 7th July 2026

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