Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177208 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177208)

Feel safe

No problem is to big even if your goods do not show up Reviewed on: 7th July 2026

Had a problem with an order and payment,PayPal got m...

Had a problem with an order and payment,PayPal got me a refund with no hassle Reviewed on: 7th July 2026

Excellent product choice

The product choice for my circumstances is great! Reviewed on: 7th July 2026

PayPal is so easy to use it’s safe and secure,and if...

PayPal is so easy to use it’s safe and secure,and if you have a low income like myself the option to pay in the instalments is fantastic,they always solve you’re problems with a purchase if you have one Reviewed on: 7th July 2026

Easy and simple to use, it’s quite safe to use so if...

Easy and simple to use, it’s quite safe to use so if things go wrong you get refunds quickly and easily Reviewed on: 7th July 2026

PayPal is very reliable and secure.

PayPal is very reliable and secure. When purchases are made through PayPal you are guaranteed of not being frauded. There was a time I purchased a blender online and I realised I was frauded. I contacted PayPal and my money was refunded. Reviewed on: 7th July 2026

Feel secure when paying with PayPal.

Feel secure when paying with PayPal. Used their credit facility as well. Great service Reviewed on: 7th July 2026

Widely available as an option to pay for more expens...

Widely available as an option to pay for more expensive items , NEVER been double charged or had any mistakes made in my account. Very helpful if refunds required. Pay in 3 option is fab. Reviewed on: 7th July 2026

I've used PayPal credit for quite some time and it h...

I've used PayPal credit for quite some time and it has allowed me to make purchases for special occasions that I wouldn't normally be able to make. Reviewed on: 7th July 2026

A nice easy and safe way to pay for items.

A nice easy and safe way to pay for items. Always keep me up to date with information and my spending. The app is easy to access and understand and customer services are always available and helpful. If there is ever an issue with an item I have purchased PayPal have helped me to reconcile it. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.71 from 3847 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98482 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub