Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177203)

Trusted provider

5
Used Paypal for a while now, built trust. Confident with their product and what it delivers Reviewed on: 7th July 2026

Fantastic after care.

5
Fantastic after care. On many occasions PayPal have helped me receive my refund when I’ve. struggled with the supplier. Reviewed on: 7th July 2026

Simple and effective

4
PayPal credit is easy to use, and shows the credit limit and payment information etc in real time rather than waiting for statements, so real game changer. The automatic 0% application for certain time is also shown allowing you to budget accordingly. Reviewed on: 7th July 2026

I have used paypal for as long as I can remember...

5
I have used paypal for as long as I can remember and have always found it incredibly easy and useful. Reviewed on: 7th July 2026

Good credit card

5
Very easy to use and access online. Reviewed on: 7th July 2026

Quick and easy to use.

5
Quick and easy to use. No issues on anything or with service Reviewed on: 7th July 2026

Easy peasy

5
Very efficient, straightforward to use and ideal. Reviewed on: 7th July 2026

Easy to use and perfect way to manage purchases.

5
Easy to use and perfect way to manage purchases. Recommend to anyone Reviewed on: 7th July 2026

PayPal is a very good.

5
PayPal is a very good. It makes easy for to buy things. Reviewed on: 7th July 2026

Great service

5
Easy to set-up, quick approval and very convenient. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98478 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products