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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177186 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177189)

Pay in 3.

I often use pay in 3 which I find really useful. Paypal have always been supportive of any queries Reviewed on: 7th July 2026

PayPal review

PayPal is very user friendly and makes shopping etc very easy would highly recommend Reviewed on: 7th July 2026

Easy to apply and access.

Easy to apply and access. Easy to pay off and cancel. Reviewed on: 7th July 2026

PayPal is easy way to pay.

PayPal is easy way to pay. There terms and conditions are easy to follow and you can easily keep an eye on your credit with the app. Advisor are a phone call away to answer any questions. Reviewed on: 7th July 2026

Good options for interest rates

Good options for interest rates and reasonable payments Reviewed on: 7th July 2026

Always helpful and easy to use.

Always helpful and easy to use. Easy to pay Reviewed on: 7th July 2026

Being able to use PayPal credit across many retailer...

Being able to use PayPal credit across many retailers is a key feature for me and the integration into the marketplaces I use most often. The app is easy to manage although I wish repayment journeys were a little more prominent within the interface. Interest rates are around about industry average so although subjectively high they aren't out of the normal range. Helpful credit on tap when you need it with the retailers you use most often. Reviewed on: 7th July 2026

Paypal credit is great

Paypal credit is great for spreading the cost of large items over a period of time with interest free options. Reviewed on: 7th July 2026

Spread the cost

Large amounts being able to spread across months when retired and no private pension is very useful Reviewed on: 7th July 2026

Always a great experience, easy to use, sometimes wi...

Always a great experience, easy to use, sometimes wish to have the Balance easier to read like a bank two columns Money in left and money out right not in one long line. Reviewed on: 7th July 2026

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