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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177166)

Great service, good customer service everything you...

5
Great service, good customer service everything you could want in a credit service Reviewed on: 7th July 2026

I feel that it is safe when i use Paypal with transa...

5
I feel that it is safe when i use Paypal with transactions. Reviewed on: 7th July 2026

Daily spend card

5
It’s For most people who use a credit card for regular spending and pay their balance in full each month, Reviewed on: 7th July 2026

No fuss loan; easy repayments and super helpful cust...

5
No fuss loan; easy repayments and super helpful customer service. Reviewed on: 7th July 2026

Great communication.

5
Great communication. Easy process. Reputable. Reviewed on: 7th July 2026

Alway safe secure and helpful, in a risky society Pa...

5
Alway safe secure and helpful, in a risky society PayPal is a breath of fresh air. Reviewed on: 7th July 2026

4 months interest free plan is really helpful.

5
4 months interest free plan is really helpful. Reviewed on: 7th July 2026

Best for online shopping in a case of low capitals

5
Straightforward, easy to use, clear on all details and secure Reviewed on: 7th July 2026

Nice and easy hassle free experience

5
Nice and easy hassle free experience Reviewed on: 7th July 2026

Sometimes good sometimes not so good.

4
Sometimes good sometimes not so good. Complaint handling is difficult to get through. Reviewed on: 7th July 2026

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