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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164388 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164700)

Good service and excellent

Good service and excellent service Reviewed on: 13th May 2024

I enjoy it!

I enjoy it! Easy to use and easy to contact. I only wish there was a chat funcktion in the app Reviewed on: 13th May 2024

Wrote off my £12 late payment fee, very grateful

Wrote off my £12 late payment fee, very grateful Reviewed on: 13th May 2024

Good will recommend.

Good will recommend. Very convenient. Reviewed on: 13th May 2024

Love PayPal so easy to use.

Love PayPal so easy to use. If is head and shoulders about any other credit app Reviewed on: 13th May 2024

All good to use.

All good to use. Effective for money management. Great to help build credit. Reviewed on: 13th May 2024

Clear and easy information.

Clear and easy information. Good communication. Never had an issue with the app or when having to make contact. It is my default payment method. Reviewed on: 13th May 2024

Great easy to use and reliable, 0% credit is also ve...

Great easy to use and reliable, 0% credit is also very useful Reviewed on: 13th May 2024

I use PayPal credit for most of my online payments.

I use PayPal credit for most of my online payments. The credit facility is easy to use. The PayPal and credit app enables you to easily access your account balance and also enables you to repay your balances. When having disputes over payments and refunds, the PayPal team are very fast responsive. I would recommend their services to anyone. Reviewed on: 13th May 2024

PayPal credit is such an amazing option that’s helpe...

PayPal credit is such an amazing option that’s helped through good and bad times, whether the items I bought was for pleasure or need. Reviewed on: 13th May 2024

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