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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (165302)

Happy ,recommend

5
Happy ,gona use it further ,already together for 10 years Reviewed on: 15th May 2024

I can recommend this to my friends and family

5
I’m happy really help me a lot in terms of purchasing items in any of the stores, I feel secure, any time I can use to buy online Reviewed on: 15th May 2024

Always Saves the day the best to use

5
Always Saves the day the best to use Reviewed on: 15th May 2024

Simply easy to work with

5
PayPal credit with a semi good interest rate has saved me from making really difficult decisions with a great monthly repayment at an affordable rate. Provided a good investment overall. The interest free period of four months allows more flexibility over larger purchases allowing more time to repay without incurring interest. Thus saving money. Reviewed on: 15th May 2024

Always happy with PayPal

5
Always happy with PayPal, customer service helped me all time, good interest rates Reviewed on: 15th May 2024

PayPal credit

5
Love the three month interest free Reviewed on: 15th May 2024

I find PayPal credit very helpful.

5
I find PayPal credit very helpful. I have never had a problem with PayPal. I would highly recommend! Great customer service! So helpful if needed? I find I manage my finances better using PayPal credit. Reviewed on: 15th May 2024

Easy to use app

5
I find using the app very easy and straightforward. Reviewed on: 15th May 2024

PayPal Credit has your back and makes buying easy pe...

5
PayPal Credit has your back and makes buying easy peasy!!! Reviewed on: 15th May 2024

4 months interest free on purchases over 100 quid ha...

4
4 months interest free on purchases over 100 quid has helped me out innumerable times! Reviewed on: 15th May 2024

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