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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164388 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164689)

So far my experience has been great

So far my experience has been great Reviewed on: 13th May 2024

I love PayPal credit.

I love PayPal credit...It enabled me to get the things I needed, but without the hassle of paying all in one go.. Reviewed on: 13th May 2024

A amazing service.

Not had any issues for the past few years, and the one time that there was an issue it was dealt with swiftly. amazing service and the pay in 3 and pay pal credit has been great to have. Highly recommend for any online purchasing. Reviewed on: 13th May 2024

Quick response from customer service and easy to use

Quick response from customer service and easy to use Reviewed on: 13th May 2024

when i need credit helps me to buy and pay monthly a...

when i need credit helps me to buy and pay monthly and so so easy and secured also i live thanks pay pal credit o dons use any credit only this.thank you Reviewed on: 13th May 2024

Easy to manage, great offer on payment plans but unf...

Easy to manage, great offer on payment plans but unfortunately unable to use it some circumstances i.e. ebay best offers. Reviewed on: 13th May 2024

Very easy to navigate and user friendly

Very easy to navigate and user friendly Reviewed on: 13th May 2024

Always a smooth process I haven’t had any problems

Always a smooth process I haven’t had any problems Reviewed on: 13th May 2024

I have had no problems with PayPal.

I have had no problems with PayPal. I trust the team completely Reviewed on: 13th May 2024

Always got your back

One incident stood out for me. I used PayPal credit to pay for my flight ticket and then cancelled the order. The payment went through but after cancelling, the money was not reverted and ended up paying PayPal. After much back and forth with the booking company, I reached out to PayPal and escalated the issue. After giving the booking company a chance to react, PayPal refunded my money in full! Reviewed on: 13th May 2024

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