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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165018 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165251)

Great service, 0% for four months is a fantastic thi...

Great service, 0% for four months is a fantastic thing to have as an option. Extremely easy to use and very practical. Can be used in lots of different places and means I can pay for things with flexibility. Reviewed on: 14th May 2024

Is that best I can get anything I like anytime and n...

Is that best I can get anything I like anytime and no problem Reviewed on: 14th May 2024

I love PayPal

I love PayPal credit especially paying in 4 month’s interest free for larger purchases. Reviewed on: 14th May 2024

Overall very good and easy to use

Overall very good and easy to use Reviewed on: 14th May 2024

Super convenient payment method

App is excellent, the ease of use of credit or pay over 3 is great Reviewed on: 14th May 2024

Good Service - Minor Customer Journey changes req’d

It would be better to understand the apportionment of monies paid during the Month to each of the PayPal deals, so breakdown by: 1. Interest free purchases, 2. Pay by 3 installments and 3. The remaining balance Reviewed on: 14th May 2024

Just brilliant !

Just brilliant !! Easy to use and set up in no time. Great customer service Reviewed on: 14th May 2024

Easy transaction every time.

Always had a good experience with PayPal. PayPal credit is amazing buy what you want and repay in given time and pay no interest plus PayPal protection on your purchase. Hassle free transaction every time and easy to pay bill. Reviewed on: 14th May 2024

Great money lender, very easy to use.

Great money lender, very easy to use. No hidden charges. Reviewed on: 14th May 2024

excellent service and experience

excellent service and experience Reviewed on: 14th May 2024

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