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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (166264)

Excellent Always available to help if and when needed

5
Always available to help if and when needed Reviewed on: 16th May 2024

Love the pay in 3.

5
Love the pay in 3. App is user friendly Reviewed on: 16th May 2024

Easy enough

4
Easy to use, easy to see purchases and due payments Reviewed on: 16th May 2024

4 months interest free :) what is there possibly to...

5
4 months interest free Reviewed on: 16th May 2024

Excellent!

5
Great product, any issues sorted out very quickly Reviewed on: 16th May 2024

Good service and easy to use.

5
Good service and easy to use. App inituative and usage terms clear Reviewed on: 16th May 2024

Great customer service

5
Great customer service have helped every time I've had a problem, and makes online purchases more secure Reviewed on: 16th May 2024

Very user friendly and great customer service.

5
Very user friendly and great customer service. Reviewed on: 16th May 2024

Easy to navigate and good customer service

4
App has been made easier to navigate. Easy to see what I owe and when. Marked down 1 star for when I increased my direct debit too near the date, which resulted in a "late fee". Customer service was a positive experience when I was mistakenly charged a late fee. Reviewed on: 16th May 2024

PayPal helps me alot its brilliant

5
PayPal helps me alot its brilliant everyone should have it Reviewed on: 16th May 2024

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