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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168287)

Angel In Disguise

5
It’s been so fabulous, prompt, responsive, supportive and helpful Reviewed on: 20th May 2024

Truly easy and customer friendly use and crystal cle...

5
Truly easy and customer friendly use and crystal clear conditions. I’ve been a Paypal customer for years now and saw nothing, but a really remarkable improvement of services provided Reviewed on: 20th May 2024

Paypal always provides an excellent service and help...

5
Paypal always provides an excellent service and helps resolves any problems, now providing the paypal credit helps spread the cost and is a super way to pay! Reviewed on: 20th May 2024

Great spread the payment offers over 4 months intere...

5
Great spread the payment offers over 4 months interest free a nice helping hand Reviewed on: 20th May 2024

Very good facility and help in a daily life

5
Very good facility and help in a daily life Reviewed on: 20th May 2024

recommended

5
An easy to use service with a great app and solid integration on many sites Reviewed on: 20th May 2024

Paypal is available everywhere and easy to manage

5
Paypal payment options are available in almost every major online purchase. I have been with PayPal for years and it has never let me down. The availability of the system on mobile and web with a perfect UI/UX makes it much more easier to manage all the finances. Easy to use and very reasonable rates. Reviewed on: 20th May 2024

Nice service. Excellent

5
Nice service. Now no need to stop dreaming PayPal is ready to serve. Reviewed on: 20th May 2024

Zero interest help

5
Really helps me as a student nurse on a tight budget to pay monthly interest free on bigger items Reviewed on: 20th May 2024

PayPal is convenient and easy to use

5
PayPal is convenient and easy to use Reviewed on: 20th May 2024

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