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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168513)

Great for spreading the cost of unexpected purchases

Great for spreading the cost of unexpected purchases Reviewed on: 20th May 2024

GREAT IDEA FROM PAYPAL

I Had a great and simple experience with this new credit feature. I was able to space out some payments and pay it all back even before the deadline. Reviewed on: 20th May 2024

The amount was unexpected and surely made my day.

The amount was unexpected and surely made my day. So pleased Reviewed on: 20th May 2024

I’ve been with PayPal for years and it is such an ea...

I’ve been with PayPal for years and it is such an easy way to pay. I tend to shop online a lot and PayPal credit helps me when I want to pay up something. It’s great you get the option of paying in 3 or putting it straight onto your credit which give you more time to pay it up. Reviewed on: 20th May 2024

All in one

Easy to use, manage payment and see usage Reviewed on: 20th May 2024

Love the pay in 3 option

Love paypal esp the security and option of ‘pay in 3’. Think the chat service could be improved though Reviewed on: 20th May 2024

Great service so far.

Great service so far. Mostly easy to use app. Whenever I need help and have called the number, the call handlers are professional, patient, helpful and respectful and resolve my query. Reviewed on: 20th May 2024

PayPal credit - great company

I have no objections to Paypal credit payments, everything is clearly explained. There are no hidden costs and the customer service is always helpful. A great convenience is that many websites offer PayPal credit payments, so I use it very often and I am satisfied. I recommend it to everyone. Reviewed on: 20th May 2024

Most websites offer PayPal credit as a payment.

Most websites offer PayPal credit as a payment. Easy peasy. Reviewed on: 20th May 2024

Their staff based out of the U.K

Their staff based out of the U.K. are not very helpful and repeat things multiple times, it seems that they are following the script! Reviewed on: 20th May 2024

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