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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168808 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168869)

PayPal credit is fantastic

Whenever I have had a dispute, PayPal credit have been exceptionally responsive and sorted the problem very quickly. PayPal credit allows so much flexibility on easy to work with terms. Reviewed on: 21st May 2024

Used PayPal for years now and i love how secure it f...

Used PayPal for years now and i love how secure it feels to keep my money and transactions moving through it. Reviewed on: 21st May 2024

This app is excellent and I recommend it to all my f...

This app is excellent and I recommend it to all my friends. There are many options and the paypal service is reliable. Reviewed on: 21st May 2024

Easy payment and allows payment in instalments

Easy payment and allows payment in instalments Reviewed on: 21st May 2024

Easy and simple to use and accepted so many places

Easy and simple to use and accepted so many places Reviewed on: 21st May 2024

It coul be better but they’re nearly excellent.

It coul be better but they’re nearly excellent. Reviewed on: 21st May 2024

An easy secure payment method.

Simple to process payments. Opportunity to spread payments over 3 months for larger purchases. Regular monthly statements. A simple to use app. Reviewed on: 21st May 2024

Used for years good way to pay online.

Used for years good way to pay online. High interest rates. Reviewed on: 21st May 2024

PayPal credit helps me a lot because I buy anything...

PayPal credit helps me a lot because I buy anything with it with confidence and I don’t regret of having it.it is stress free Reviewed on: 21st May 2024

Low interes

The PayPal credit has a low interest and it's easy to manage in terms of paying off. Reviewed on: 21st May 2024

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