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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168091)

PayPal is totally secure and reliable

5
PayPal is safe and reliable with a high level of security. Reviewed on: 19th May 2024

A great way to spread cost interest free

5
A great way to spread cost interest free Reviewed on: 19th May 2024

If I have an issue with a supplier, PayPal would get...

5
If I have an issue with a supplier, PayPal would get it sorted out for me and keep me updated with everything. PayPal is very good. Reviewed on: 19th May 2024

Brilliant can't fault them.

5
Brilliant can't fault them. Been using PayPal for years Reviewed on: 19th May 2024

PayPal Credit,flexible and secure.

5
PayPal Credit has allowed me to grab a time limited deal and make a tremendous saving just by being so flexible and secure. Reviewed on: 19th May 2024

love that I can spread the cost over 4 months and th...

5
love that I can spread the cost over 4 months and there is no interest Reviewed on: 19th May 2024

Easy to use and can pay off quickly with no money wo...

5
Easy to use and can pay off quickly with no money worries Reviewed on: 19th May 2024

Have been using PayPal Credit for many years now, it...

5
Have been using PayPal Credit for many years now, it’s a great system, simple to use, available almost anywhere online and you still have all the security. Reviewed on: 19th May 2024

EXCELLENT PRODUCT !!!!

5
I am very pleased because I always have it at hand and use it whenever I want and in any situation, BRAVO Reviewed on: 19th May 2024

Excellent Customers service

5
Customers service has always resolved any issues, and in a timely manner. The use of PayPal Credit is convenient and used by many companies. Reviewed on: 19th May 2024

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