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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168147)

It's a great easy to use service and used everywhere.

It's a great easy to use service and used everywhere. Very happy with the service Reviewed on: 19th May 2024

Been using PayPal credit for a while now.

Been using PayPal credit for a while now.. and I haven’t encountered problems .. everything has been simple and direct.. Reviewed on: 19th May 2024

Always reliable, peace of mind and ease of use onlin...

Always reliable, peace of mind and ease of use online shopping Reviewed on: 19th May 2024

"Seamless Transactions and Excellent Security"

I've been using PayPal for several years, and it has consistently provided a reliable and secure platform for online transactions. The user interface is intuitive, making it easy to send and receive money, whether for personal use or business purposes. I appreciate the quick transfer times and the minimal fees compared to other payment services. One of the standout features of PayPal is its robust security measures. I feel confident knowing that my financial information is protected by advanced encryption and fraud detection systems. The two-factor authentication adds an extra layer of security, giving me peace of mind when conducting transactions. Customer support has been responsive and helpful whenever I've had questions or issues. The resolution center is straightforward to navigate, and disputes are handled promptly and fairly. Overall, PayPal has made online payments hassle-free and secure, making it my go-to service for managing my financial transactions online. Reviewed on: 19th May 2024

had taken the offer multiple times gives me flexibil...

had taken the offer multiple times gives me flexibility to pay back without interest. Reviewed on: 19th May 2024

PayPal continues to help make finances simple

PayPal continues to be the easiest way to make and receive payments to both corporations and friends and family. The app is excellent so having credit included is easier to manage than any high street bank. Reviewed on: 19th May 2024

Could be quicker

Only complaint is a slight delay in payments showing on my account which has resulted in me making the payment twice. Reviewed on: 19th May 2024

Great service always quick delivery great to know yo...

Great service always quick delivery great to know you are protected when buying items. Reviewed on: 19th May 2024

Paypal is a good service.

Paypal is a good service. You do need to keep an eye on extra payments and payment that have gone through for no apparent reason. Reviewed on: 19th May 2024

No regrets with Paypal

Paypal is my go to for anything credit, no regrets whatsoever. If I get confused or need assistance their customer care is right there to help. Reviewed on: 19th May 2024

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