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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168194)

Good pay pal

Very good pay pal credit Wery happy Reviewed on: 19th May 2024

It's efficient and easy to use.

It's efficient and easy to use. But now pay later helped me. Reviewed on: 19th May 2024

Not had any problems PayPal the easy way to pay

Not had any problems good way to spread the cost with no hassle Reviewed on: 19th May 2024

Excellent service, and perfect for any buy now pay l...

Excellent service, and perfect for any buy now pay later credit, or monthly instalments Reviewed on: 19th May 2024

PayPal service

The PayPal service has always been the best service that anyone could wish for as it’s very easy to set up and use Reviewed on: 19th May 2024

I like the fact you get interest free breaks on borr...

I like the fact you get interest free breaks on borrowing if paid In full by certain date or fact recently used to pay for expensive item and got 12 months interest free Reviewed on: 19th May 2024

I am never had a problem with PayPal I do a lot of b...

I am never had a problem with PayPal I do a lot of business with PayPal Reviewed on: 19th May 2024

Great experience and absolutely delighted wit PayPal

Great experience and absolutely delighted wit PayPal Reviewed on: 19th May 2024

I love PayPal credit!

I love PayPal credit! It’s simple & easy to use; the app looks nice. It’s great for purchasing things online & sending to friends & family. Couldn’t recommend more Reviewed on: 19th May 2024

Smart money is easy

Very easy to use great service Reviewed on: 19th May 2024

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