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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

Amazing experience

I have used PayPal credit throughout renovating my new home and it has been hassle free and so easy to buy materials ready for our builders with the flexibility of paying later Reviewed on: 19th May 2024

Spread the cost easily & with peace of mind

The pay in 3 feature allows me to spread the cost for those larger purchases & the 0% interest for 3 months for purchases over £100 makes my budgetting so much easier - all relevant dates for payment are clearly shown & everything is easily accessible on the app. These features alongside the peace of mind that PayPal brings are invaluable. Reviewed on: 19th May 2024

It was useful when I didn't have the money to...

It was useful when I didn't have the money to pay Reviewed on: 19th May 2024

Ever since i got paypal credit i been buying on and...

Ever since i got paypal credit i been buying on and off from it never had any issues fantastic service better than most credit cards Reviewed on: 19th May 2024

I've used PayPal a number of ways.

I've used PayPal a number of times in different ways..as in paying by PayPal or using the credit payment. Reviewed on: 19th May 2024

No issues with Paypal at all .

No issues with Paypal at all . Have been with them for a while now. Reviewed on: 19th May 2024

Super fast to complete purchases, hassle free.

Super fast to complete purchases, hassle free. Reviewed on: 19th May 2024

Slow to update sometimes, but overall really useful!

Slow to update sometimes, but overall really useful! I always trust PayPal but sometimes paying off credit etc takes ages to show changes, leading to some confusion and stress. I love how easy it is to transfer money to people & appreciate the ‘pay in 3’ options. Reviewed on: 19th May 2024

Fast, secure and easy to use.

Fast, secure and easy to use. Easy to apply and with 0 interest on purchases. Reviewed on: 19th May 2024

It is easy and convenient good for shorter and longe...

It is easy and convenient good for shorter and longer duration financing. Reviewed on: 19th May 2024

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