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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168513)

A great company

I've had problems with sellers, not supplying/falsely describing goods, bought from them. In every occasion PayPal have made the processes for entering a claim, easy and straightforward. Not only that, but on the one occasion as an eBay seller, that I had a dispute, again the process for reporting the dispute, was easy and resolved quickly and efficiently. A great company Reviewed on: 20th May 2024

highly recommend

Been using for years, so easy to use and never had any problems Reviewed on: 20th May 2024

Easy to use and no hassle Ana safe

Easy to use and no hassle Ana safe Reviewed on: 20th May 2024

Easy to navigate this application.

Easy to navigate this application. Excellent when dealing with retailer refunds. Reviewed on: 20th May 2024

All sorted by one phone call

All sorted by one phone call, transfer was on hold but after making the call I understood why Reviewed on: 20th May 2024

It works, no issues, any that I’ve had were sorted i...

It works, no issues, any that I’ve had were sorted in no time. Reviewed on: 20th May 2024

Easy way to help build your credit score

Never had to phone there customer service line yet but never had an application fail with them easy way to build credit score Reviewed on: 20th May 2024

Easy credit

I found this easier than applying for a credit card. Reviewed on: 20th May 2024

Excellent incentives and well worth value for money...

Excellent incentives and well worth value for money in terms of interest free payments. Always updated through emails on terms and conditions. Reviewed on: 20th May 2024

PayPal makes online shopping easy and secure

PayPal makes online shopping easy and secure Reviewed on: 20th May 2024

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