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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168808 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168869)

Use it most days

I use it for most of shopping and splitting bills withy friends, it's the easiest option. Also really handy to send money abroad without any problems. I'd be lost without it. Reviewed on: 21st May 2024

It's super convenient.

It's super convenient. And easy to use. Reviewed on: 21st May 2024

I always use PayPal credit for 90% of online transac...

I always use PayPal credit for 90% of online transactions. 4 month interest free on £99 and I’ve used other offers with Hp computers for interest free over longer months. Reviewed on: 21st May 2024

Pay pal credit

Very easy process highly recommend Reviewed on: 21st May 2024

The best Credit Option

Always handy and fast credit process Reviewed on: 21st May 2024

Great customer support

Great customer support when there is a problem they will always help find best solution Reviewed on: 21st May 2024

Easy to use for buying things and easy to repay...

Easy to use for buying things and easy to repay back Reviewed on: 21st May 2024

Excelent service.

I’m so grateful for this service. It really helped me a lot. It’s so easy to use and I could afford to buy what I wanted. Reviewed on: 21st May 2024

It always allowed me to use my money in a lot of ways.

It always allowed me to use my money in a lot of ways. I love it Reviewed on: 21st May 2024

Easy to use, handy app that is clear and quick to se...

Easy to use, handy app that is clear and quick to see transactions and make payments Reviewed on: 21st May 2024

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