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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169432 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169528)

I love that you can pay in 3.

I love that you can pay in 3. And also spread the cost. Reviewed on: 22nd May 2024

Smooth convenient transactions

I hope I'm not tempting fate but always had smooth convenient transactions. The credit is helpful too. Reviewed on: 22nd May 2024

PayPal credit has provided me with a nice easy repay...

PayPal credit has provided me with a nice easy repayable option for making changes to my home, and being able to provide nice living area for my daughter with reasonable pay back times Reviewed on: 22nd May 2024

Paypal credit is quick, secure and always feel confi...

Paypal credit is quick, secure and always feel confident when using it. Customer Service second to none. Easily contactable unlike some big companies. Reviewed on: 22nd May 2024

If I get any issues always get sorted, pleased with...

If I get any issues always get sorted, pleased with service Reviewed on: 22nd May 2024

Quick, efficient and definitely worth it.

Quick, efficient and definitely worth using. No delays, nothing I can really complain about if I am being honest, would definitely reccomend to any other people looking to use such a technology! Reviewed on: 22nd May 2024

Great experience to use the service, very useful indeed

Great experience to use the service, very useful indeed Reviewed on: 22nd May 2024

Held you spread cost

Pay pal credit has helped me to buy essentials and pay off in a reasonable time where I wouldn’t have been able to afford it. The app is very user friendly Reviewed on: 22nd May 2024

Always efficient and there if I need them.

Always efficient and there if I need them. I feel I am in safe hands Reviewed on: 22nd May 2024

I have had seamless transactions and it’s super easy...

I have had seamless transactions and it’s super easy to use. Reviewed on: 22nd May 2024

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