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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169735 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169817)

I'm always happy to use PayPal as payment method as...

I'm always happy to use PayPal as payment method as I know my money are safer that way. Reviewed on: 23rd May 2024

It’s a faultless system.

It’s a faultless system. Effective and helpful. Reviewed on: 23rd May 2024

Its help me buy with confidence and also if repaymen...

Its help me buy with confidence and also if repayment can be spread over a year with no interest will be great. Reviewed on: 23rd May 2024

A valuable, easy to use tool when you need it most...

Very happy with PayPal Credit , it has been a valuable way to finance various purchases. It is especially useful when larger necessary expenses are unexpected and would otherwise pose a financial strain. Their pay in 3 option has been very useful for example when I need new tyres after several were damaged at once. PayPal credit provides simple affordable ways to manage when you need it most. Reviewed on: 23rd May 2024

Supportive and Fair

PayPal allows different options for payments and has been my most reliable source of credit since I began using it. On occasions where I have had to contact customer service they have been caring, understanding and super helpful. They have their customers best interest at heart and their credit and payment system is the fairest. Reviewed on: 23rd May 2024

Easy and convenient way to manage larger purchases

Easy and convenient way to manage larger purchases Reviewed on: 23rd May 2024

Great service

Used PayPal a few times never had a problem . Love the 0% interest on some purchases and the low rates on others Reviewed on: 23rd May 2024

Great way to pay for items, added peace of mind that...

Great way to pay for items, added peace of mind that if there’s a problem in some way or another the PayPal resolution process ensures that any issues are sorted Reviewed on: 23rd May 2024

Newer had issues

Newer had issues, always use paypal payments Reviewed on: 23rd May 2024

Never had any problems always there when needed good...

Never had any problems always there when needed good rates texted updates always letting you know what's happening Reviewed on: 23rd May 2024

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