Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (167295)

Very clear billing structure and app design, makes i...

Very clear billing structure and app design, makes it a favourite card to use as you can clearly see where your money and interest on purchases are. Reviewed on: 17th May 2024

I think it's great way to be able to afford items in...

I think it's great way to be able to afford items in that difficult time Reviewed on: 17th May 2024

Safe & Easy

I have been using paypal for. many years and it was always been quick safe and easy to use Reviewed on: 17th May 2024

Paypal Credit Review

Easy to use with simple to understand terms and conditions. Makes me feel my transactions are safe Reviewed on: 17th May 2024

:-) good :-):-)good to have:-)))

:-) good :-):-)good to have:-))) Reviewed on: 17th May 2024

Trusted go too

I have been using PayPal for a number of years now and would honestly say they are my trusted go too . Reviewed on: 17th May 2024

Ideal for online payments.

Ideal for online payments. No interest of pay off in agreed terms. Reviewed on: 17th May 2024

Ease of use

Very easy, good for budgeting. Can be used with curve card which opens new retailers and services Reviewed on: 17th May 2024

Maximise the usage; it's great

I use it all the time where it's avaiable. But I manage carefully by setting up a payment as soon as I have made a purchase. It's great when it comes to peaks in household expenses. Reviewed on: 17th May 2024

Pay Pal is the way, pal.

Nothing but positives with Pay Pal. Reviewed on: 17th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 83742 reviews
Payments
from PayPal 4.70 from 3786 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub