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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167295)

Reliable and Convenient Payment Solution.

I've been using PayPal for several years now, and it has consistently proven to be a reliable and convenient payment solution for both personal and business transactions. Here are some key aspects that stand out to me: 1. Ease of Use: The PayPal interface is user-friendly and intuitive. Setting up an account is straightforward, and linking bank accounts and credit cards is seamless. The mobile app is equally efficient, allowing me to manage transactions on the go. 2. Security: PayPal prioritizes security, providing robust protection for both buyers and sellers. I appreciate the two-factor authentication and the ability to monitor transactions in real-time. Knowing my financial information is secure gives me peace of mind. 3. Versatility: PayPal supports a wide range of transactions, from online shopping to sending money to friends and family. The integration with various e-commerce platforms makes it easy to use PayPal as a payment method when shopping online. 4. International Transactions: Sending money internationally with PayPal is convenient and relatively fast. The currency conversion is handled automatically, and the fees are transparent and reasonable compared to other services. 5. Customer Support: On the few occasions I've needed assistance, PayPal's customer service has been responsive and helpful. Their support team is accessible via phone, email, and chat, ensuring that any issues are resolved promptly. 6. Business Tools: For business owners, PayPal offers a suite of tools that simplify invoicing, payment processing, and financial management. The detailed transaction history and reports are invaluable for keeping track of finances. Overall, PayPal has consistently delivered a high level of service, making it my go-to payment solution. Whether for personal use or business purposes, it’s a platform I trust and highly recommended! Reviewed on: 17th May 2024

Extremely best

Amazing help me in many ways for shopping Reviewed on: 17th May 2024

Birthday gift emergency but I had no ready cash.

I had an emergency with a birthday gift. I was able to find the exact item but simply couldn't afford it. Then it hit, I have PayPal credit. I frequently use Pay in 3 but in this instance, that really wasn't viable for me. I then saw I could pay up over 4 months interest free. You have no idea how much this saved my skin. Cheers PayPal, you took a massive weight off my shoulders. I'm very grateful for the services you offer. Reviewed on: 17th May 2024

Paypal is the best

I.m using paypal often,very easy to use,monthly split pay its great Reviewed on: 17th May 2024

Top Security and Excellent Service

Never had issues with Pay Pal. Excellent service Reviewed on: 17th May 2024

Game changer!

It's so easy to use and the pay in 3 option is a game changer, I couldn't recommend this service more and the fact they just offered more and more, thank you to everyone at PayPal, you truly offer the most standout service! Reviewed on: 17th May 2024

Very convenient

Helps me get what I want and split my payments in bits Reviewed on: 17th May 2024

Paypal credit

easy to use interest free and secure Reviewed on: 17th May 2024

Excellent service and company highly efficient

Excellent service and company highly efficient Reviewed on: 17th May 2024

PayPal credit I find safe and easy to use, I shop on...

PayPal credit I find safe and easy to use, I shop online and find PayPal very well integrated making the shopping experience safe, easy, quick and simple. Reviewed on: 17th May 2024

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