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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171832 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171833)

Never had a problem with PayPal after 22 years

Never had a problem with PayPal after 22 years Reviewed on: 27th May 2024

useful facility

The facility allows you to borrow for four months without incurring any interest charges which makes it a lot more possible to afford those significant purchases. Generally better than using a credit card given the long interest free period. Reviewed on: 27th May 2024

0% rate should be given for a longer period of time...

0% rate should be given for a longer period of time not only 3-4- months Reviewed on: 27th May 2024

Best Payment system

I use PayPal for almost all my payments now to safeguard myself and ever since I was accepted to PayPal credit its taken a lot of stress away when making big purchases. I'd recommend everyone use PayPal! Reviewed on: 27th May 2024

PayPal offer pay in 3 and I love this

PayPal offer pay in 3 and I love this Reviewed on: 27th May 2024

Safe and fast payments

It’s really easy to use snd really safe Reviewed on: 27th May 2024

Easy to used

I like using it a lot all the time Reviewed on: 27th May 2024

Great platform overall

I’ve been using PayPal platform for some time now and it’s been good overall, customer service can be improved as sometimes resolving disputes can be challenging Reviewed on: 27th May 2024

Really enjoying using paypal credit, got enough days...

Really enjoying using paypal credit, got enough days to payback and got good credit limit Reviewed on: 27th May 2024

Can use without worrying very affordable customer ve...

Can use without worrying very affordable customer very helpful and always fine a solution Reviewed on: 27th May 2024

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