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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171851 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171861)

Always good experience and to use very quick and ver...

Always good experience and to use very quick and very easy to understand Reviewed on: 27th May 2024

Always easy and never had a problem

Always easy and never had a problem Reviewed on: 27th May 2024

Simple, convenient, widely accepted.

Very convenient to use, balances are easy to keep track of in the app. Available at almost all locations. Having the different options, including 0 percent, makes it much easier to make a decision that makes sense for you. Reviewed on: 27th May 2024

Excellent services, reminder of payments, app is eas...

Excellent services, reminder of payments, app is easy to use Reviewed on: 27th May 2024

Great service .

Great service . Customer service was excellent. App works great. Reviewed on: 27th May 2024

I use PayPal for everything.

I use PayPal for everything. And PayPal credit is so handy and easy to use. Reviewed on: 27th May 2024

Always used pay pal where possible great service and...

Always used pay pal where possible great service and know it’s safe to use when I can Reviewed on: 27th May 2024

It’s so easy and I always know exactly where I stand...

It’s so easy and I always know exactly where I stand when using PayPal. Plus you get coverage as a buyer which is superb! Reviewed on: 27th May 2024

Easy to apply, control and access. Safe and secure.

Very easy to apply and quick service. Great customer service for any issues or queries. Keep control of everything through the app. Really easy to access and transfer funds from PayPal account to bank etc. very easy to pay with credit accepted almost everywhere online! 3 months interest free gives flexibility to pay back in installments without charges! Peace of mind safe and secure transactions and protection from disputes when buying should anything go wrong! Reviewed on: 27th May 2024

Really does help and so easy to use

Really does help and so easy to use Reviewed on: 27th May 2024

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