Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172350 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (172399)

Excellent communication great ease of application

Excellent communication great ease of application Reviewed on: 28th May 2024

Fantastic service good help to finance

Fantastic service good help to finance Reviewed on: 28th May 2024

Very easy to use!

Very easy to use, can set up direct debit to make managing payments easy. Reviewed on: 28th May 2024

Convenient and fast

Convenient and fast, no waiting for decision as you’re pre-approved. In app tracking is also helpful to help you keep on track of repayments, including managing direct debit instructions. Reviewed on: 28th May 2024

Easy to use and simple repayment plan.

Easy to use and simple repayment plan. Interest free if paid in time. Reviewed on: 28th May 2024

Easy access to money

The payments are easy accessible Reviewed on: 28th May 2024

Would Recommend

Happy with my experience - great services and customer support! Reviewed on: 28th May 2024

I don’t have credit cards.

I don’t have credit cards. I’m disabled and high street shopping is difficult. PayPal makes it possible for me to shop safely online without cards. There has been more than one occasion where PayPal has literally bailed me out from a situation where I have been treated unfairly by a trader. I know that PayPal has my back. Reviewed on: 28th May 2024

Great service and easy to use

From my use of PayPal credit, I honestly couldn't say a bad word about it. In a time where things were out of reach they helped me substantially with minimal requirement. Simple, stress free and manageable. Reviewed on: 28th May 2024

great credit experience, finally allowed me to have...

great credit experience, finally allowed me to have a credit card and i could build up my credit score as well as buy concert tickets , thank you Reviewed on: 28th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.70 from 3835 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95171 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub