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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172574 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172596)

Useful option if you can't afford to pay upfront

Useful option if you can't afford to pay upfront Reviewed on: 29th May 2024

PayPal is awesome for sending and receiving money on...

PayPal is awesome for sending and receiving money online. It’s super easy to use, keeps your info safe, and even has buyer protection. Whether you’re shopping, paying bills, or running a business, it’s convenient and works pretty much anywhere. Reviewed on: 29th May 2024

Never had any issues with PayPal credit: A great scheme

Never had any issues with PayPal credit: A great scheme Reviewed on: 29th May 2024

I’ve used PayPal credit for years and it’s got me th...

I’ve used PayPal credit for years and it’s got me though a lot. Reviewed on: 29th May 2024

A great opportunity to buy split payments in 3 insta...

A great opportunity to buy split payments in 3 instalments Reviewed on: 29th May 2024

I use PayPal a lot and I know my payments are safe a...

I use PayPal a lot and I know my payments are safe and secure paying through PayPal. If I’ve had an issue and contacted customer service they’ve explained and sorted the issue. Reviewed on: 29th May 2024

Helpful for when you are tight on money

Really good for when you want to spend while you are not able to have the money at that moment and learn how to pay credit in a time you don’t have to worry too much Reviewed on: 29th May 2024

Could be better with low transfer times!

Could be better with low transfer times! Reviewed on: 29th May 2024

I am happy to use pay pal it makes my...

I am happy to use pay pal it makes my life easy Reviewed on: 29th May 2024

Great experience.

Great experience, easy to use and manage. Reviewed on: 29th May 2024

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