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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172748)

Not had to use CS in years but have always liked usi...

5
Not had to use CS in years but have always liked using PayPal for its secure and the App is great. Reviewed on: 29th May 2024

My experience using PayPal

5
My experience with a PayPal has always been about peace of mind when I select PayPal as my payment option because I know I can always go through their effective resolution centre to resolve issues whenever a seller failed to deliver or deliver an item not as described . In cases where I have received an item not as described and the seller refused to refund me even after I had returned the item , PayPal refunded my full amount. PayPal takes on the responsibility of satisfying their customers even where sellers don’t. Reviewed on: 29th May 2024

The service is easy to use, but safe and secure.

5
The service is easy to use, but safe and secure. Reviewed on: 29th May 2024

Great service , very trust worthy

4
Great service , very trust worthy Reviewed on: 29th May 2024

Years of Use, Zero Problems!

5
As a long-standing customer of PayPal, I have always experienced exceptional service without any issues. I particularly appreciate the convenience of using PayPal Credit, allowing me to make purchases and repay over a few months without concern for hidden fees or additional charges. Reviewed on: 29th May 2024

Buy now pay later service is really helpful

4
Buy now pay later service is really helpful Reviewed on: 29th May 2024

PayPal Credit Curve Essential

5
PayPal credit and now the use of the Curve card has made my life so much easier. Reviewed on: 29th May 2024

Great service and easy as 1 2 3 on using it and mana...

5
Great service and easy as 1 2 3 on using it and managing your payments Reviewed on: 29th May 2024

Simple & Hassle free.

5
Using PayPal credit is simple and hassle free, it’s always been there if and when I need it. Simple a pleasant no questions hassle free service. Reviewed on: 29th May 2024

Affordable way to borrow and buy needed items.

5
Affordable way to borrow and buy needed items. Reviewed on: 29th May 2024

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