Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172869 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (172932)

Easy to use, in every way.

Easy to use, in every way. Simple log in, transfer & pay, and receive. Secure and great customer service. Reviewed on: 29th May 2024

Great communication

No problems and any dispute has been dealt with accordingly. Money has been repaid by the seller after PayPal involvement. Good communication from company. Been dealt with fairly. Has helped me out when I needed it! Reviewed on: 29th May 2024

Good service and easy to use.

Good service and easy to use. I would recommend. Reviewed on: 29th May 2024

Good, many people don't know about it.

Good, many people don't know about it. Could alert you about interest though. But since a lot of vendors use PayPal it's useful to spread payments out Reviewed on: 29th May 2024

I’ve been using PayPal for years and they have alway...

I’ve been using PayPal for years and they have always resolved any issues I’ve had. Customer service is amazing. Reviewed on: 29th May 2024

Perfect and secure .

Perfect and secure ...just what you want need and expect Reviewed on: 29th May 2024

Very easy to set up and even easier to use.

Very easy to set up and even easier to use. Reviewed on: 29th May 2024

Good website and good service for the customers !

Good website and good service for the customers ! Reviewed on: 29th May 2024

So easy to apply, fast decisions, reasonable charges

So easy to apply, fast decisions, reasonable charges Reviewed on: 29th May 2024

Absolutely fantastic deal each and every time.

Absolutely fantastic deal each and every time. Recommended every one with PayPal. Wish you all the very best every one. Excellent service and communication. Keep it up and provide excellent service in the future. Reviewed on: 29th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.70 from 3836 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95549 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub