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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173053)

staff great

Always developing new things and staff great to communicate with Reviewed on: 30th May 2024

It’s just really good, it gives you opportunities

It’s just really good, it gives you opportunities Reviewed on: 30th May 2024

PayPal is very straight forward when paying for some...

PayPal is very straight forward when paying for something. Of you want to spread the cost or pay it in a shorter time is a great benefit. The only downside as long term customers should have some kind of reward system were you get % back so your Apr comes down. Reviewed on: 30th May 2024

Easylife and easy to use it, and very low cost of in...

Easylife and easy to use it, and very low cost of interest. Reviewed on: 30th May 2024

Paypal looked into my complaint regarding a company...

Paypal looked into my complaint regarding a company taking out too much money. They contacted the company and I was given a refund. I had contacted the company previously but they completely ignored me. Reviewed on: 30th May 2024

I feel safe using PayPal.

I've had bad credit experiences in the past. PayPal, unlike previous credit lenders, aren't pushy, you can set your own payment amounts each month (as long as it covers the least money amount due obviously) they don't constantly push emails or texts at you. It's safe to use and more and more places are accepting PayPal. Having paypal It means I'm not as worried about larger household items breaking down as much as I used to cause I'd simply use PayPal credit to purchase my items then pay it off in a way that works for me. I would, and do, highly recommend PayPal to everyone. Reviewed on: 30th May 2024

PayPal credit is the best

PayPal credit is always available for me on most purchases. It gives me time to receive the items before I part with my own money. Purchases are also protected by money back guarantee Reviewed on: 30th May 2024

Paypal credit

It's very easy to use, the app is very good Reviewed on: 30th May 2024

I love PayPal and credit is a quick and easy way to...

I love PayPal and credit is a quick and easy way to finance your purchases. I have never had any problems in all the time I have used PayPal credit Reviewed on: 30th May 2024

Easy affordable payments spreading the cost over a p...

Easy affordable payments spreading the cost over a period of time is excellent and don’t make you feel under pressure I love this if you need a big item it’s great Reviewed on: 30th May 2024

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