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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172151 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172230)

Excellent service

Excellent service, easy to use, and available on mobile, accepted worldwide. It is very good, highly recomended. Reviewed on: 28th May 2024

PayPal pay in 3 is a great way to help with your pay...

PayPal pay in 3 is a great way to help with your payments when you need that tool for a job but don't have all the money for the item .. PayPal interest free for 4 months also helps out in so many ways .. esay and I recommend it to any one to use Reviewed on: 28th May 2024

Always Great!

Always convenient, easy to use and understand. Great protection. Free short term credit. What's not to love? Reviewed on: 28th May 2024

Unparalleled customer service with great response ti...

Unparalleled customer service with great response times. Wide ranging access to utilise PayPal credit and I like the pay in 3 option as its interest free. Reviewed on: 28th May 2024

I trust the service I received so far

I trust the service I received so far Reviewed on: 28th May 2024

Happy to be a PayPal customer

Easy to use great service on the occasion I did have a problem it was sorted out quickly and within there time scale. Reviewed on: 28th May 2024

Keeping life simple .

Simple to use and helps me manage my finances. It is easy for me travel especially. Reviewed on: 28th May 2024

Very helpful on my issue on live chat

Very helpful on my issue on live chat Reviewed on: 28th May 2024

I have paid for many things over a 4 month period wi...

I have paid for many things over a 4 month period with no interest, unlike credit cards. It has helped me stay out of my overdraft and dept as easy to make a payment. Reviewed on: 28th May 2024

Amazing Service

Always helpful attentive and highly experienced customer service advisors! Amazing work team Reviewed on: 28th May 2024

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