Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (172075)

Excellent and very good everything.

Excellent and very good everything. Reviewed on: 28th May 2024

Great services easy to use, great tools for budgetin...

Great services easy to use, great tools for budgeting for a single parent Reviewed on: 28th May 2024

convenient and easy

Always so convenient and easy to receive payments Reviewed on: 28th May 2024

Always been a great help!

Always been a great help when needing to buy something urgent Reviewed on: 28th May 2024

PayPal is Good

Good but could do with more credit limit Reviewed on: 28th May 2024

Holiday helper

I spread my holiday costs over the year with PP credit it gives me room to budget well. Reviewed on: 28th May 2024

Easy experience, easy to pay off and work the app

Easy experience, easy to pay off and work the app Reviewed on: 28th May 2024

Straight forward - easy, like the flexibility of pay...

Straight forward - easy, like the flexibility of paying. Reviewed on: 28th May 2024

Very user friendly, simple, fair service

Very user friendly, simple, fair service Reviewed on: 28th May 2024

Easy money

So easy to apply and to use and the option of no interest is excellent. Easy to make payments, just simple access to credit. I would highly recommend. Reviewed on: 28th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94885 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub