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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173913)

I have always been making amazing transactions here...

5
I have always been making amazing transactions using PayPal. It is easy to use and fast. I can trust this platform. Simply - fantastic. Reviewed on: 1st June 2024

The 0% for 4 months is a godsend.

5
Many a time PayPal credit, especially with its 0% for 4 month on purchases over £99, has been super useful. Reviewed on: 1st June 2024

Wonderful amazing I used every time when I need so...

5
Wonderful amazing I used every time when I need something Reviewed on: 1st June 2024

I love PayPal

5
I love using PayPal credit, it’s very easy to navigate and the customer service team are excellent. Reviewed on: 1st June 2024

PayPal credit trust

5
PayPal credit was there when I didn't even think it was possible. It helped me to buy my first tattoo machine for my beginning of my future business. And then I discover for first time Paypal credit and I was amazed how easy was to use. Just love it! Reviewed on: 1st June 2024

It allows me to spread payments with minimal fuss an...

4
It allows me to spread payments with minimal fuss and is convenient. Reviewed on: 1st June 2024

Really good and very useful.

5
Really good and very useful.. easy to use.. no hassle no any other problems Reviewed on: 1st June 2024

Good zero percent offers and installment plans

5
Good zero percent offers and installment plans Reviewed on: 1st June 2024

App is very easy, paypal credit useful.

5
App is very easy, paypal credit useful. App is easy to manage. Only issue had when I had to change my personal details Reviewed on: 1st June 2024

Very covenient and easy to hse and very gelpful

5
Very covenient and easy to hse and very gelpful Reviewed on: 1st June 2024

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