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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173749 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173776)

I use them all the time.

They are always reliable, have a very good app, and are very helpful. Reviewed on: 31st May 2024

The best thing about paypal is the credit spread ove...

The best thing about paypal is the credit spread over 4 months and pay in 3. I wouldn't usually purchase some items or experience if it wasn't for this flexibility. Reviewed on: 31st May 2024

Very straightforward and easy to use

Very straightforward and easy to use, with good security. Reviewed on: 31st May 2024

Never had a problem - smooth process.

Never had a problem - smooth process. Used it many times for larger purchases. Reviewed on: 31st May 2024

It’s very easy to use and set up

It’s very easy to use and set up Reviewed on: 31st May 2024

Quick and easy and convenant to use would recommend

Quick and easy and convenant to use would recommend Reviewed on: 31st May 2024

Easy to use, smart, organised

Love how easy to use is the app, and very self straight forward. Reviewed on: 31st May 2024

Reliable and Trustworthy.

On many occasions PayPal has help saved my money by not letting fraudulent dealers run without fulfilling their end of the bargain. PayPal is swift and makes online shopping and payment quite efficient. Reviewed on: 31st May 2024

I use eevery day to be safe online and is accepted a...

I use eevery day to be safe online and is accepted almost everywhere so no stress, and with easy payment instalment can't get better than that. I recommend to all friends and family and to anyone who needs. Reviewed on: 31st May 2024

I've only had a small misunderstanding which was exp...

I've only had a small misunderstanding which was explained and sorted out promptly, Very pleased with the service I received A++++++++ Reviewed on: 31st May 2024

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