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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174134)

PayPal Credit

They helped improve my credit score in UK. Also with the credit provided (the trust on me also), it allowed me to buy my photography/computer components and pay it by installments. This saved my monthly budget big time :) ;) Reviewed on: 1st June 2024

Very reliable and secure.

Very reliable and secure. Always use PayPal credit. I can control my money and review so it gives me a peace of mind. Great service Reviewed on: 1st June 2024

trust without problem

Im always using paypal credit ,I can turst this company , never had a problem Reviewed on: 1st June 2024

Being able to pay later is always a bonus.

Being able to pay later is always a bonus. This credit scheme gives you time to pay off sooner and later without much fuss Reviewed on: 1st June 2024

User friendly and great service .

Easy to use. Customer service is excellent. Reviewed on: 1st June 2024

I love using PayPal when and where I can.

I love using PayPal when and where I can. It’s so easy and convenient to use. I can use it either as a one off payment or over 3 or more months. And if you stick to your plan you don’t occur interest charges. Reviewed on: 1st June 2024

I'm using PayPal services for many years now and I'v...

I'm using PayPal services for many years now and I've to say that I was always happy to use them again and again, as they do really well without any errors . It's not different if you buying something on ebay or somewhere else. You could always trust you will be safe over the payment and you'll get what you paid for, because if not you'll get refund. Well done PayPal keep working hard!! Reviewed on: 1st June 2024

Excellent financial services for the modern consumer

Paypal continues to develop and grow - but unlike many it is relatively easy to speak to a real human customer service person and in my experience they have always been friendly, helpful and knowledgable. Reviewed on: 1st June 2024

Always use PayPal for purchases online.

Always use PayPal for purchases online. Have used the resolution device several times due to disputes over refunds for faulty items. Dealt with very quick, was really easy. Feel secure with PayPal also have app for shops now Reviewed on: 1st June 2024

RT review

Simple, easy to use and secure. Feel comfortable using PayPal on any site. Credit is useful for eBay purchases and easy to pay monthly or all at one time. I have not had any issues with spam and I am a long time user Reviewed on: 1st June 2024

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