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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174200)

Great credit

Easy and convenient to use. No hidden costs or terms. Reviewed on: 1st June 2024

Peace of mind

Easy transactions and that peace of mind for security for your money Reviewed on: 1st June 2024

PayPal is easy and safe

PayPal is easy and safe and I use it as often as I can wen making purchases Reviewed on: 1st June 2024

So far so amazing, get things without worrying easily

So far so amazing, get things without worrying easily Reviewed on: 1st June 2024

Great for short notice holidays

I like that I can book a holiday in 2-3 weeks notice and have the ability to pay it off in 4 months with no interest. Reviewed on: 1st June 2024

Very easy

Very easy to use . And gives you peace of mind Reviewed on: 1st June 2024

Always have great experiences with PayPal credit wou...

Always have great experiences with PayPal credit would highly recommend to anyone Reviewed on: 1st June 2024

A great app/service

Since I have started to use this app I’m having a great experience. Reviewed on: 1st June 2024

Best credit provider ever

PayPal credit is easy to apply for, easy to use and easy to understand. Zero hidden fees or terms Reviewed on: 1st June 2024

I love paying for purchases with PayPal it’s super e...

I love paying for purchases with PayPal it’s super easy ,convenient and safer as your protected I use it for all all purchases instead of using bank card details on every site Reviewed on: 1st June 2024

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