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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174231)

How did I manage beforehand?

It’s great to have the flexibility to break down a credit purchase between 4 months, it’s helped me purchase items sooner rather than have to wait, whilst paying off a rate with no interest. Reviewed on: 1st June 2024

Great!!!

4months interest free is really helpful Reviewed on: 1st June 2024

Great experience and offers especially when linked w...

Great experience and offers especially when linked with curve app allowing you to use the paypal like normal card Reviewed on: 1st June 2024

Perfect and simple

Never had any issues. No interest if paid in a certain time either. Brilliant. Reviewed on: 1st June 2024

unrivalled Protection.

PayPal payments and the security it provides is second to none. PayPal credit is great until apart from customer service and payments which don't take from account straight away and although show as paid on PayPal paid can yake upto 10 days to clear from your account. At the very least the payment amount scheduled should be held to show as pending in respective bank account. Payin in three works works brilliantly and takes payments on day payment is made. Reviewed on: 1st June 2024

Fast and easy process on the Transactions

Fast and easy process on the Transactions Reviewed on: 1st June 2024

Very good

Its been quite good for me very happy Reviewed on: 1st June 2024

Never had any issues and like being able to pay over...

Never had any issues and like being able to pay over 4 with no Interest Reviewed on: 1st June 2024

I can always trust PayPal.

I can always trust PayPal. When I made a big payment to another customer I got a phone call checking that it was me who made it. I can trust my security with PayPal . It’s simple, easy and I have been with them many years. Reviewed on: 1st June 2024

PayPal is a saviour!

PayPal is always available when I’m stuck financially. Love the credit plans available especially the 4 months no interest and the pay in 3 instalments plan. Reviewed on: 1st June 2024

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