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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175659 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175670)

I use my PayPal all the time and PayPal credit is gr...

I use my PayPal all the time and PayPal credit is great to spread the cost of larger purchases. Reviewed on: 2nd June 2024

Using PayPal Credit has been a fantastic experience!

Using PayPal Credit has been a fantastic experience! The application process was quick and easy, and I love the flexibility it offers. The ability to buy now and pay over time without immediate out-of-pocket expenses has made managing my finances so much simpler. Plus, the seamless integration with PayPal and Curve makes it convenient for online shopping. Highly recommended! Reviewed on: 2nd June 2024

Nothing really add.

Nothing really add. All runs smoothly Reviewed on: 2nd June 2024

I did a double payment by accident one time and they...

I did a double payment by accident one time and they lady on the phone was really nice, and cancelled one for me. Was quick and easy. PayPal credit has helped me get my credit score up to! Reviewed on: 2nd June 2024

Very Great job good, Service

Very good, Service excellent communication Reviewed on: 2nd June 2024

Service is good, clear information

I have had hardly any issues with the service. The information provided is clear. Statements are on time. Email communication is good. Reviewed on: 2nd June 2024

Overall I’m happy.

Overall I’m happy with PayPal credit. However, I made a large payment towards my balance earlier this year and the payment wasn’t allocated to interest bearing balances first which is extremely frustrating. Hopefully when I speak with customer service then this will be resolved. Reviewed on: 2nd June 2024

Quick response and Friendly Customer Service

Quick response and Friendly Customer Service Reviewed on: 2nd June 2024

Very accessible and excellent service as always

Very accessible and excellent service as always Reviewed on: 2nd June 2024

Very good to spread the cost over afew months

Very good to spread the cost over afew months Reviewed on: 2nd June 2024

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