Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175742 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175751)

Just very simple and reliable service

Just very simple and reliable service Reviewed on: 2nd June 2024

It saved my life when I was moving to a new property...

It saved my life when I was moving to a new property and setting up the household from scratch. Thank you Reviewed on: 2nd June 2024

Good app, no option to apply for credit amount incre...

Good app, no option to apply for credit amount increase though. Reviewed on: 2nd June 2024

Up to 4 Yr interest free fantastic

Up to 4 Yr interest free fantastic Reviewed on: 2nd June 2024

Fab and outstanding, so easy no trouble

I’ve never had any troubles with PayPal. If I ever had to ring up they answer the question quick and efficiently and help me out so well. When I’m out and about it’s so easy to send money across to family and friends even if they are miles away too, Reviewed on: 2nd June 2024

Quick and easy, a joy to use, whole process was so s...

Quick and easy, a joy to use, whole process was so simple and stress free that I'd highly recommend the process and will be using again. Reviewed on: 2nd June 2024

Useful short term interest free credit

I found the credit easy to set up. I find it really useful to spread payments over 3, and the best bit is this is interest free too! There is also the option of longer term credit which is interest free for 4 months. I found it easy to check balances, upcoming payments on the app. Reviewed on: 2nd June 2024

I solve the urgent problem thank you very much for y...

I solve the urgent problem thank you very much for your help Reviewed on: 2nd June 2024

Since I use PayPal, I feel more safe when I pay onl...

Since I use PayPal, I feel more safe when I pay online Reviewed on: 2nd June 2024

Always polite, helpful and professional staff when I...

Always polite, helpful and professional staff when I’ve contacted helpline Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3845 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97464 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub