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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175841)

Quick and easy to use.

Quick and easy to use. I like being able to split the payments Reviewed on: 2nd June 2024

Easy to use and flexible payment options

Easy to use and flexible payment options Reviewed on: 2nd June 2024

Paypal is easy to use and the once I had to speak to...

Paypal is easy to use and the once I had to speak to customer service they were helpful and informative Reviewed on: 2nd June 2024

Great credit facility easy to use

Great credit facility easy to use Reviewed on: 2nd June 2024

Very easy to use and navigate!

Very easy to use and navigate! Easy experience and reliable for supporting purchases! Reviewed on: 2nd June 2024

Excellent

Very useful service. Great way to help manage expensive purchases. Peace of mind Reviewed on: 2nd June 2024

I've never had any issues with PayPal

I've never had any issues with PayPal but having credit can be convenient for the odd purchase here and there Reviewed on: 2nd June 2024

Used PayPal credit for most large transactions since...

Used PayPal credit for most large transactions since getting approved years ago. Never had any issues and the payback in 4 months is a nice flexible method of getting you to consider debt well and pay it off in time. Easily usable with vendors and flexible protection. Reviewed on: 2nd June 2024

Great instalments plans

Used paypal credit regularly for bigger purchases, great to pay in instalments Reviewed on: 2nd June 2024

I love the 4 months 0%.

I love the 4 months 0%. Makes using PayPal credit a no brainer for all online purchases, especially if you don’t already have a 0% credit card. Reviewed on: 2nd June 2024

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