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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175893 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175909)

Great service

Great service Reviewed on: 2nd June 2024

Utterly dependable.

Utterly dependable, gives me breathing space to manage my finances. Very grateful! Reviewed on: 2nd June 2024

Excellent for short term 0% borrowing

We have used PayPal for a long time but only had the credit option for 2 years which we have found to be very easy and gives excellent options for 0% purchases over 4 months. This has enabled us to buy products and spread the payments without incurring massive charges. Very easy process and safe. Reviewed on: 2nd June 2024

Amazing service with no interest on most purchases.

Amazing service with no interest on most purchases. Really helpful Reviewed on: 2nd June 2024

Paypal credit is just great, so easy to use and also...

Paypal credit is just great, so easy to use and also has security of paypal when using. Reviewed on: 2nd June 2024

So easy to use and flexible credit options

So easy to use and flexible credit options Reviewed on: 2nd June 2024

Easiest hassle free way of using credit without the...

Easiest hassle free way of using credit without the worry of fees or interest for 4 months ! I would never use or need any other type of credit Reviewed on: 2nd June 2024

My Overall experience with paypal is good

My Overall experience with paypal is good Reviewed on: 2nd June 2024

Easy to use, easy to pay.

Easy to use, easy to pay. Has come in use in emergencies and able to pay off in 3 months without interest Reviewed on: 2nd June 2024

It was good very good and i though not enough so rea...

It was good very good and i though not enough so realised it was more good Reviewed on: 2nd June 2024

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