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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175954 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175969)

By far rhe best credit.

Easy to use and amazing rates, hard to find anything wrong with this product. Reviewed on: 2nd June 2024

There when you need a bit extra, help spread the cost.

There when you need a bit extra, help spread the cost. Or take the free interest option over a few months. I'm recommend this service to all my friends. Reviewed on: 2nd June 2024

There when I needed it!

There when I needed it! And a good option altogether! Reviewed on: 2nd June 2024

Always good never had a problem .

Always good never had a problem . Really easy to use. Saves having to put in card details. Reviewed on: 2nd June 2024

the only issue

the only issue was buying an electrical item that was declined and I got no notification. when I called you couldn't confirm I could buy he item as it may still be blocked? Reviewed on: 2nd June 2024

I'm always happy to use PayPal credit and it's givin...

I'm always happy to use PayPal credit and it's giving me an option to pay monthly which these days I need it , it's easy to checkout and I don't need to look for other payments option as this is enough for me.I'm using PayPal credit all the time and paying back is also easy and you even get reminder for upcoming payment . Hugely recommended to anyone for everything they need . Reviewed on: 2nd June 2024

Quick and simple process.

Quick and simple process. Easy to managed. Reviewed on: 2nd June 2024

Always great prompt customer service

Always great prompt customer service Reviewed on: 2nd June 2024

Paypal credit

Paypal credit makes it easy to make transactions and also make payments to cleat the owed balance Reviewed on: 2nd June 2024

Its been really easy to set up and ues

Its been really easy to set up and ues Reviewed on: 2nd June 2024

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