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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176002 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176004)

Everything is simple to use and customer servic...

Everything is very simple to use and customer service very good Reviewed on: 2nd June 2024

Love the reassurance of paying with PayPal

Love the reassurance of paying with PayPal Reviewed on: 2nd June 2024

A very highly Recommended App Of PayPal!

A very highly Recommended App Of PayPal!! Reviewed on: 2nd June 2024

Useful, easy to use and always accessible.

Useful, easy to use and always accessible. Easier than most banks and does what it says. Reviewed on: 2nd June 2024

PayPal has been a lifesaver to me and my family ever...

PayPal has been a lifesaver to me and my family ever since I have been using it. It has enabled me to spoil my children and grandchildren(and myself) at Christmas and birthdays, especially when times are very tight money wise. Reviewed on: 2nd June 2024

Great to have no interest for extended periods

Great to have no interest for extended periods Reviewed on: 2nd June 2024

PayPal credit is simple and straightforward

PayPal credit was so easy to apply for with just a few clicks of a button. It allows me to use credit on big purchases online, and checking out is always super straightforward. Having the PayPal app on my phone allows me to always have access to my account and to check my credit limit, as well as pay off my credit with a direct debit, or extra payments when I can. Reviewed on: 2nd June 2024

Allowing me to plan my finances better

Allowing me to plan my finances better Reviewed on: 2nd June 2024

PayPal Credit is worth it!

Been using PayPal credit for years, never had a single negative issue with them in those 5+ years. The interest rates aren’t sky high and the minimum payment per month are incredible value making it a very obvious choice for those who want to finance a product/service they need/want but can’t afford at that time. Reviewed on: 2nd June 2024

everything was organized as best as possible and ver...

everything was organized as best as possible and very easy to use Reviewed on: 2nd June 2024

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