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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176059)

Use the 4 months 0% & pay over 3 months.

5
Use the 4 months 0% & pay over 3 months. Really helpful for big spends to spread it out. Reviewed on: 2nd June 2024

Everything good with PayPal and service good

4
Everything good with PayPal and service good Reviewed on: 2nd June 2024

Quiq payment.

5
Quiq payment. Money back guarantee. Reviewed on: 2nd June 2024

spread cost easily

5
Makes purchases more obtainable and able to spread costs.really easy to use Reviewed on: 2nd June 2024

Easy experience, straight forward on application to...

5
Easy experience, straight forward on application to use. Reviewed on: 2nd June 2024

Useful for big purchases

4
Useful for big purchases, but interest free period could be longer. Reviewed on: 2nd June 2024

Helped me when I needed it, couldn't have done anyt...

5
Helped me when I needed it, couldn't have done anything different Reviewed on: 2nd June 2024

Saving Grace

4
Quick efficient and convenient. Issues resolved same time. Reviewed on: 2nd June 2024

Rimvydas

5
No any problems with payments. I will recommend for my friends to. Reviewed on: 2nd June 2024

Trustworthy.

5
Trustworthy.reliable and secure.i have been using paypal from.last 15 years and no issue. Reviewed on: 2nd June 2024

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