Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (176144)

Excellent overall experience

5
I have been with PayPal for a number of years and have always received and excellent service from a trusted company Reviewed on: 2nd June 2024
John W's avatar
John W

I’ve been using PayPal for years and i use PayPal cr...

5
I’ve been using PayPal for years and i use PayPal credit quite often but i do worry about the interest that keeps going up but it is the same all over so there’s nothing you can do about it. Reviewed on: 2nd June 2024
Michael L's avatar
Michael L

Always really good service.

5
Always really good service. Never had any issues with it, easy to use, and easy to pay Reviewed on: 2nd June 2024
Liv W's avatar
Liv W

The availability and ease of having money when neede...

5
The availability and ease of having money when needed for purchasing is very useful and repayments are low which is a bonus at certain times of the month Reviewed on: 2nd June 2024
Mally Walls's avatar
Mally Walls

All I can say is it’s , To good ,...

5
All I can say is it’s , To good , to easy , Speechless Reviewed on: 2nd June 2024
Matthew Smith's avatar
Matthew Smith

I like using PayPal credit as it makes it easier for...

5
I like using PayPal credit as it makes it easier for me to afford essential things I need. Reviewed on: 2nd June 2024
Laura's avatar
Laura

Easy to use and understand

5
Paypal credit has always seemed good value and fair and have been very helpful to many people struggling through the cost of living, they have made clear they can work with people to help ease the pressure of payments when people are struggling rather than making it feel impossible to manage. Reviewed on: 2nd June 2024
Annifer85's avatar
Annifer85

Easy to use, fast, even for an oldie like me,...

5
Easy to use, fast, even for an oldie like me, Reviewed on: 2nd June 2024
Robert 's avatar
Robert

Pay in 3

5
I can purchase items of large value and pay over a 3 month period which helps me out a great deal Reviewed on: 2nd June 2024
Susan T's avatar
Susan T

PayPal credit is a excellent way to pay has it offer...

5
PayPal credit is a excellent way to pay has it offer great value and security 5☆ Reviewed on: 2nd June 2024
Dale Watts's avatar
Dale Watts

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 97727 reviews
    PayPal

  • Payments

    from PayPal 4.71 from 3846 reviews
    PayPal

  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill