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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176263)

Great service

Always had smooth transactions, It’s a safe way of making purchases. Love the pay in 3 options. Reviewed on: 2nd June 2024

Very easy to pay friends and family

Very easy to pay friends and family Reviewed on: 2nd June 2024

All good, reminders and dates easily accessible

All good, reminders and dates easily accessible Reviewed on: 2nd June 2024

Very easy set-up, App excellent

No problems with setting up payments, app gives clear updates and info. Reviewed on: 2nd June 2024

It’s been incredibly easy to use and also set repaym...

It’s been incredibly easy to use and also set repayments Reviewed on: 2nd June 2024

Great services, 4 months to pay is very useful and h...

Great services, 4 months to pay is very useful and helps spread the load. Id very much recommend the PayPal credit facility Reviewed on: 2nd June 2024

I use paypal credit an its excellent

I use paypal credit a lot and have found the experience exceptional Reviewed on: 2nd June 2024

I have no problems with PayPal and certainly like th...

I have no problems with PayPal and certainly like their 4 months free credit Reviewed on: 2nd June 2024

PayPal Credit is great easy to access and interest g...

PayPal Credit is great easy to access and interest good comes in handy for buying larger items Reviewed on: 2nd June 2024

Safe and secure best ever ,100% customer service num...

Safe and secure best ever ,100% customer service number 1 for security and reliability easy payments cannot not say any more Reviewed on: 2nd June 2024

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