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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176336 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176357)

Excellent and easy to use, always available and very...

Excellent and easy to use, always available and very flexible Reviewed on: 2nd June 2024

Easy payment.

Easy payment. PayPal credit was easy to apply for and approval took no time to come through Reviewed on: 2nd June 2024

Paypal has always been my go to way of paying for an...

Paypal has always been my go to way of paying for anything because of its service and safety online. Paypal credit has been a huge help with larger purchases, well done Reviewed on: 2nd June 2024

Paypal is Very useful and easy.

Paypal is Very useful and easy. It’s safe as well. If there is paypal payment, I definitely prefer Reviewed on: 2nd June 2024

Never had any issues/problems.

Never had any issues/problems. Not needed to contact them directly. All payments have been quick to process and refunds updated promptly. Reviewed on: 2nd June 2024

Give Paypal A Go

Excellent experience Reviewed on: 2nd June 2024

PayPal Credit is easy to use and good for credit whe...

PayPal Credit is easy to use and good for credit whether you need to pay later or just want to use as a backup. It’s been really useful for me this past year or so and I use it all the time. Most websites have it available which is great if you need something quickly but don’t have the money in your bank and you’re waiting for pay day or if it’s a large purchase and you need to pay in parts. Reviewed on: 2nd June 2024

Amazingly happy as I needed the credit

Amazingly happy as I needed the credit Reviewed on: 2nd June 2024

Best way to pay online

Best way to pay online , credit PayPal easy to use and pay in 4 months Reviewed on: 2nd June 2024

Never fails, easy to use and well trusted

Never fails, easy to use and well trusted Reviewed on: 2nd June 2024

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