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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176482)

Great way to build a credit score.

5
Great way to build a credit score. Reviewed on: 2nd June 2024

Never have problems.

5
Never have problems. Everything fine Reviewed on: 2nd June 2024

Easy to use cpaypal reviewlear instruction.

4
Easy to use clear instruction. Clear to view things like balance Reviewed on: 2nd June 2024

PayPal Credit is Great and easy to use

5
PayPal is really easy to utilize and their credit option is handy to have and works well. The ability to manage payments easily through the app is a great feature and how versatile the credit option is for paying for online purchases is great Reviewed on: 2nd June 2024

Excellent service and amazing flexibility of payment

5
Amazing absolutely love it,Paypal gave me exactly what I needed at the right time which was excellent terms of payment. Reviewed on: 2nd June 2024

Easy to use and very convenient.

5
Easy to use and very convenient. Used loads for many purchases and a variety of reasons. Makes buying those essential things very easy because I can spread payments at no extra cost. Reviewed on: 2nd June 2024

Handy for purchases and spreading the cost.

5
Handy for purchases and spreading the cost. Reviewed on: 2nd June 2024

Great way of paying things

5
Very reliable way to pay things which I like Reviewed on: 2nd June 2024

Paypal has always been my go to payment service!

5
Paypal has always been my go to payment service and I love the simplicity of it, customer service has always been 100% for me and always supported me, I have been using paypal for ma years years and would recommend to anyone Reviewed on: 2nd June 2024

More options available

5
There's always a great choice of credit options. Reviewed on: 2nd June 2024

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